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KreditPe | Scan & Pay and Loan

 Your 0% interest digital credit card and instant cash solution upto 10,000. Take your first step towards growing your credit score & greater financial security with Bueno Finance.

Bueno Gig Credit Building Technologies Pvt Ltd ("KreditPe") is a financial services platform which aims to help improve the financial health of our customers. KreditPe is a credit line application which can help the customer pay for their daily needs over UPI.

What is a Credit Line?

A line of credit is a flexible loan from a bank or financial institution. When defined, the amount of money that you can access as needed and then repay immediately or over a prespecified period of time.

Why should you use it?

KreditPe app gives you credit over UPI - with zero interest.

You can use this credit line to pay both online and offline merchants that use UPI QR codes. Then you pay the Bueno app back at the end of the month. We charge a convenience fee of 1% every month

Apply once and enjoy benefits every day.

Get a Credit Card instantly

Shop for your day to day needs

Scan and pay later for your everyday needs - Grocery, Tea shops, Petrol pumps, Restaurants. You can shop using app at both online and offline stores with QR codes.

With KreditPe you can now pay anywhere, anytime! Just scan QR code for a merchant and pay without any interest.

1. Scan and Pay
2. Bank Transfer
3. 0% Interest on Credit Line approval
4. Low interest rate on bank transfer
5. Credit limit upto Rs 10, 000/-


KreditPe comes to your rescue with instant personal loans. After your credit line gets approved, you can transfer a chosen amount to your bank account. You can avail this loan in your bank account directly from the NBFCs registered by RBI. The NBFCs which are currently available on our platform are NDX P2P Private Limited (Liquiloans) and Akara Capital Advisors Private Limited (StashFin).

A representative example of the total cost of the KreditPe Loan, including all applicable fees:

* Finance Amount : Upto Rs 10,000
* Repayment Tenure : Minimum 3 months to maximum 6 months
* Rate of Interest / Annual Percentage Rate (APR) : Minimum 20% to Maximum 52%
* Processing Fees : Rs 200/- (inclusive of GST)

Minimum period of repayment: 3 months
Maximum period of repayment: 6 months
Maximum Annual Percentage Rate (APR): 52%

Sample Loan Example

Amount : Rs 10,000/-
Interest Rate: 2% monthly simple interest
Tenure: 3 months
EMI Frequency: Monthly
Processing fee: Rs 200/-
Disbursed Amount: Rs 9,800/-
Total Interest payable: Rs 600/- (maximum interest is 2% per month = Rs 200 * 3)
Monthly Payment: Rs 3533.33/-
Total payment in 3 months: Rs 10,600/-
Overall Cost: Rs 800/- (includes Rs 600/- as interest and Rs 200/- as processing fee)
APR: (800/10000)*(365/90) = 32.4%

Apply for a Credit Line of up to Rs 10,000 from KreditPe. After your credit line gets approved, you can transfer a chosen amount to your bank account and get instant approval with minimal documentation. Borrow your amount without pledging any collateral and get your loan disbursed within 48 hours.

Please reach out to for any questions.

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